Credit score and Debt

Credit Score 700 and Up

21% of all consumers have Credit Scores in the Exceptional range (800-850)

If your debt-to-income ratio is less than 38% You are carrying a healthy amount of debt for your finances.
If your debt-to-income ratio is between 39% and 42%. Your debt load is getting scary, and a concern for us, lets talk about it.
If your debt-to-income ratio is between 43% and 49%. This ratio indicates you may be on the verge of financial distress and sleepless nights, and we won't be able to rent to you.
If your debt-to-income ratio is more than 50%. You have too much debt and you are not sleeping at night, and we won't be able to rent to you.